Summerville Physicians

Doctors, Physicians & Hospitals in Summerville, SC

Summerville, SC Health Insurance

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What is Health Insurance?

Paying for health insurance helps to cover the whole or part of the bills incurred while seeking any kind of medical care. Health insurance covers the overall risk of needing to receive healthcare at any given time. Benefits received through health insurance plans cover any ailments related to sickness or injury. Health insurance can be obtained by an individual’s full-time employer or privately through a health insurance provider. Every country has different policies when it comes to health insurance.

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Health insurance is renewable annually. Plans are offered as individual healthcare plans or family healthcare plans. There are different tiers offering high or low deductibles, as well as high or low co-payments. The premium is the amount the policy holder pays to purchase the healthcare plan. Employers usually offer to pay a percentage of the plan as a part of their benefits’ package.